Retire Plansemi-retirement
Tired of the grind but not on track for full early retirement? Retire Plan lets you find the right balance point.
Semi-retirement sits in between. You take a lighter job for some years, then fully retire, and you choose the age and the pay.
You asked for the link. The planner every chart came from is one tap away; the slides are below if you want them again.
Open the planner Type in one paycheck. About three minutes, in the browser.
Three ways the part-time plan could go from age 50.
- 01Keep working full-time until 55.Fully retired at 55. All 96 cases since 1871 never ran out.
- 02Retire outright at 50.Fully retired at 50. 64 of 96 cases never ran out.
- 03Semi-retire at 50 on $35,700 a year.Fully retired at 63. All 96 cases never ran out.
Where to go next
Retire Plan
Type in one paycheck and it runs your plan through every year of market history since 1871, with the taxes worked out. About three minutes, in the browser.
Open itSources: Quick check solver for the ages at a 4% withdrawal rate; full plan backtest since 1871, planned to 95. The part-time plan: age 35, $110,000 salary, 15% into a 401K with a 5% match, $230,000 saved, $60,000 a year of spending, Colorado, 5% real return, 2026 dollars.; Full plan backtest, Shiller monthly series 1871-2026. The part-time plan: age 35, $110,000 salary, 15% into a 401K with a 5% match, $230,000 saved, $60,000 a year of spending, Colorado, 5% real return, 2026 dollars.; The part-time plan: age 35, $110,000 salary, 15% into a 401K with a 5% match, $230,000 saved, $60,000 a year of spending, Colorado, 5% real return, 2026 dollars..