Retire Plan

What this is

Plain answers about retirement planning, with the chart behind each one.

Plain answers about retirement planning, with the chart behind each one. New post most weeks.

Every post on @retireplanapp ends with a keyword. Comment it and the matching page here arrives by DM: the slides, the move, and the planner every chart was made with. The pages are listed below if you would rather browse.

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what history actually did · sequenceThe same savings plan either works or runs out, depending on when you were born.the paycheck · paycheckType in one paycheck and it works out how many years until you can stop.what history actually did · historyIt runs your plan through every year of market history since 1871.the rules that move the number · claimType in your salary and it estimates your Social Security at 62, 67 and 70.the rules that move the number · limitsAsk for more than the 401K limit and it stops at the cap. The rest stays in your paycheck.the rules that move the number · rmdFrom 75 the IRS makes you take money out, and it shows you where that money goes.what history actually did · fourpercentThe 4% rule was tested on thirty years. Retire at 50 and you might need fifty.what history actually did · inflationEvery backtest year uses the inflation that actually happened, not one guessed rate.the paycheck · twoincomesThree minutes, two incomes, one plan.what history actually did · stillgrowsYour balance can keep growing for fifteen years after you stop working.