the rules that move the number

Type in your salary and it estimates your Social Security at 62, 67 and 70.

The estimate uses the 2026 bend points, the same formula the SSA uses. Move the claim age and the whole plan reruns with the new amount.

You asked for the link. It is below: the slides from the post, the move if there is one, and the planner the chart came from.

Slide 1 of 6: Type in your salary and it estimates your Social Security at 62, 67 and 70.

Slide 2 of 6: One salary, three claim ages.

Slide 3 of 6: Move the claim age and the whole plan reruns.

Slide 4 of 6: The claim age changes the monthly amount for the rest of your life.

Slide 5 of 6: These are estimates. Your real number is on ssa.gov.

Slide 6 of 6: Save this for the year you start thinking about claiming.

Where to go next

Retire Plan

Type in one paycheck and it runs your plan through every year of market history since 1871, with the taxes worked out. About three minutes, in the browser.

Open it

Sources: SSA benefit formula, 2026 bend points $1,286 and $7,749, factors 90/32/15; early claim and delayed credit rules. Estimate, not a statement.; Expected path, 7% return, 3% inflation, 2026 dollars. Plan: age 65, $160,000 salary, $1.2M saved, retiring at 70..

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