Retire Plan

what you pass on

Most family money starts at a kitchen table with one pay stub.

The first-job plan: $60,000 at 22, 6% into the 401K with a 3% match. At 65 it is $839K in today's dollars, from ordinary paychecks and nothing else.

You asked for the link. The planner every chart came from is one tap away; the slides are below if you want them again.

Open the planner Type in one paycheck. About three minutes, in the browser.

Slide 1 of 4: Most family money starts at a kitchen table with one pay stub.Slide 2 of 4: From one ordinary paycheck, at 65.Slide 3 of 4: The habit is set at the first table, with the first stub.Slide 4 of 4: Save this for the first stub.

Where to go next

Retire Plan

Type in one paycheck and it runs your plan through every year of market history since 1871, with the taxes worked out. About three minutes, in the browser.

Open it

Sources: The first-job plan: $60,000 at 22 with 3% raises, 6% into a 401K with a 3% match, 5% real return, 2026 dollars, expected path..

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