Retire Plan

what history actually did

Markets have been great for a while. What if the next ten years look like 2000 to 2009?

You asked for the link. The planner every chart came from is one tap away; the slides are below if you want them again.

Open the planner Type in one paycheck. About three minutes, in the browser.

Slide 1 of 6: Markets have been great for a while. What if the next ten years look like 2000 to 2009?Slide 2 of 6: Your plan on top, the lost decade from now below.Slide 3 of 6: The same ten years, at two different points in the plan.Slide 4 of 6: Only the market changes.Slide 5 of 6: Five bad stretches from the data, and what stocks did after inflation.Slide 6 of 6: Replay the lost decade on your own plan.

Five bad stretches from the data, and what stocks did after inflation.

  1. 01
    The lost decade, 2000–2009: stocks −3.0% a year
  2. 02
    Stagflation, 1966–1975: stocks −1.8% a year
  3. 03
    The Depression, 1929–1938: stocks +0.6% a year
  4. 04
    The 2008 crash, 2008–2009: stocks −8.6% a year
  5. 05
    High inflation, 1973–1982: stocks −1.7% a year

Where to go next

Retire Plan

Type in one paycheck and it runs your plan through every year of market history since 1871, with the taxes worked out. About three minutes, in the browser.

Open it

Sources: Age 40, $90,000 salary with 2.5% raises and 2.5% inflation, 10% into a 401K with a 5% match, $7,000 a year into a Roth IRA, $140,000 saved, retiring at 60 on $50,000 a year, planned to 100, Social Security $2,000 a month at 67, Colorado, single. 2026 dollars.; Without the replay: 96 of 96 never ran out, the median case passes on $2.38M. Balance at 60 on the expected path. Every case since 1871..

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