Retire Plan

what history actually did

The 4% rule was tested over 30 years. Retire at 50 and you need 50.

$1M at 50, drawn at 4% for 50 years: 98 of 106 cases since 1871 never ran out. At 3.5%, 105 of 106.

You asked for the link. The planner every chart came from is one tap away; the slides are below if you want them again.

Open the planner Type in one paycheck. About three minutes, in the browser.

Slide 1 of 2: The 4% rule was tested over 30 years. Retire at 50 and you need 50.Slide 2 of 2: Try your own withdrawal rate against every year since 1871.

Where to go next

Retire Plan

Type in one paycheck and it runs your plan through every year of market history since 1871, with the taxes worked out. About three minutes, in the browser.

Open it

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