your first job

Every year of waiting takes about $37K off the first-job plan at 65.

Start at 22 and it ends with $839K. Start at 32 and it ends with $465K. One row per year in between.

You asked for the link. The planner every chart came from is one tap away; the slides are below if you want them again.

Open the planner Type in one paycheck. About three minutes, in the browser.

Slide 1 of 2: Every year of waiting takes about $37K off the first-job plan at 65.

Slide 2 of 2: One row per year of waiting.

Where to go next

Retire Plan

Type in one paycheck and it runs your plan through every year of market history since 1871, with the taxes worked out. About three minutes, in the browser.

Open it

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